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What Income Level Is Considered Middle Class in Your State?






What Income Level Is Considered Middle Class in Your State?






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What is considered middle class? It might take more money than you think to reach this income tier. The Pew Research Center defines middle class, or middle-income households, as those with incomes that are two-thirds to double the U.S. median household income.


However, because the cost of living and average income varies so widely from state to state, the income needed to be "middle class" in one state could be much more or less than what it takes to be middle class in another. Using Pew's definition of middle class, GOBankingRates analyzed data from the U.S. Census Bureau's 2018 American Community Survey to determine how much two-, three- and four-person families need to earn in every state to qualify for this classification.
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Last updated: June 17, 2021
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Alabama


2-person family middle-class income range: $37,172.94 to $110,964



3-person family middle-class income range: $42,604.63 to $127,178


4-person family middle-class income range: $52,438.89 to $156,534

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Alaska


2-person family middle-class income range: $56,330.92 to $168,152



3-person family middle-class income range: $60,428.64 to $180,384


4-person family middle-class income range: $69,665.26 to $207,956

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Arizona


2-person family middle-class income range: $42,284.37 to $126,222


3-person family middle-class income range: $45,197.53 to $134,918


4-person family middle-class income range: $53,119.61 to $158,566

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Arkansas


2-person family middle-class income range: $35,087.23 to $104,738


3-person family middle-class income range: $38,855.31 to $115,986


4-person family middle-class income range: $46,507.38 to $138,828

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California





2-person family middle-class income range: $50,117.34 to $149,604


3-person family middle-class income range: $54,870.99 to $163,794


4-person family middle-class income range: $62,647.68 to $187,008

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Colorado


2-person family middle-class income range: $51,695.19 to $154,314


3-person family middle-class income range: $57,772.76 to $172,456


4-person family middle-class income range: $67,509.20 to $201,520


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Connecticut


2-person family middle-class income range: $56,695.40 to $169,240


3-person family middle-class income range: $66,263 to $197,800


4-person family middle-class income range: $80,839.52 to $241,312

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Delaware


2-person family middle-class income range: $47,450.07 to $141,642


3-person family middle-class income range: $55,792.91 to $166,546



4-person family middle-class income range: $67,502.50 to $201,500

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Florida


2-person family middle-class income range: $39,789.96 to $118,776


3-person family middle-class income range: $43,393.89 to $129,534


4-person family middle-class income range: $51,789.66 to $154,596

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Georgia


2-person family middle-class income range: $40,845.21 to $121,926


3-person family middle-class income range: $46,002.20 to $137,320


4-person family middle-class income range: $53,740.03 to $160,418

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Hawaii


2-person family middle-class income range: $51,397.71 to $153,426


3-person family middle-class income range: $61,821.57 to $184,542


4-person family middle-class income range: $69,842.14 to $208,484

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Idaho


2-person family middle-class income range: $39,885.10 to $119,060


3-person family middle-class income range: $43,232.42 to $129,052


4-person family middle-class income range: $50,060.39 to $149,434

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Illinois


2-person family middle-class income range: $47,116.41 to $140,646


3-person family middle-class income range: $54,310.87 to $162,122


4-person family middle-class income range: $65,412.77 to $195,262

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Indiana


2-person family middle-class income range: $40,695.80 to $121,480


3-person family middle-class income range: $47,411.21 to $141,526


4-person family middle-class income range: $55,750.03 to $166,418

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Iowa


2-person family middle-class income range: $44,792.18 to $133,708


3-person family middle-class income range: $51,367.56 to $153,336


4-person family middle-class income range: $61,254.08 to $182,848

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Kansas


2-person family middle-class income range: $44,103.42 to $131,652


3-person family middle-class income range: $50,075.80 to $149,480


4-person family middle-class income range: $58,316.13 to $174,078

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Kentucky


2-person family middle-class income range: $36,106.97 to $107,782


3-person family middle-class income range: $42,429.09 to $126,654


4-person family middle-class income range: $52,059 to $155,400

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Louisiana


2-person family middle-class income range: $36,315.34 to $108,404


3-person family middle-class income range: $42,047.19 to $125,514


4-person family middle-class income range: $53,242.89 to $158,934

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Maine


2-person family middle-class income range: $42,119.55 to $125,730


3-person family middle-class income range: $50,917.32 to $151,992


4-person family middle-class income range: $60,412.56 to $180,336

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Maryland


2-person family middle-class income range: $58,147.96 to $173,576


3-person family middle-class income range: $68,045.87 to $203,122


4-person family middle-class income range: $80,429.48 to $240,088

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Massachusetts


2-person family middle-class income range: $54,438.17 to $162,502


3-person family middle-class income range: $68,368.81 to $204,086


4-person family middle-class income range: $83,974.45 to $250,670

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Michigan


2-person family middle-class income range: $41,073.68 to $122,608


3-person family middle-class income range: $49,233.61 to $146,966


4-person family middle-class income range: $60,088.28 to $179,368

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Minnesota


2-person family middle-class income range: $50,252.01 to $150,006


3-person family middle-class income range: $60,824.61 to $181,566


4-person family middle-class income range: $72,837.71 to $217,426

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Mississippi


2-person family middle-class income range: $33,585.09 to $100,254



3-person family middle-class income range: $36,874.79 to $110,074



4-person family middle-class income range: $44,646.79 to $133,274

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Missouri


2-person family middle-class income range: $40,137.02 to $119,812


3-person family middle-class income range: $47,224.28 to $140,968


4-person family middle-class income range: $56,973.45 to $170,070

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Montana


2-person family middle-class income range: $41,358.43 to $123,458


3-person family middle-class income range: $47,905.67 to $143,002


4-person family middle-class income range: $57,155.02 to $170,612

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Nebraska


2-person family middle-class income range: $45,617.62 to $136,172


3-person family middle-class income range: $51,282.47 to $153,082


4-person family middle-class income range: $60,474.87 to $180,522

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Nevada


2-person family middle-class income range: $42,436.46 to $126,676


3-person family middle-class income range: $46,585.10 to $139,060


4-person family middle-class income range: $52,754.46 to $157,476

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New Hampshire


2-person family middle-class income range: $51,969.89 to $155,134


3-person family middle-class income range: $63,278.82 to $188,892


4-person family middle-class income range: $77,816.48 to $232,288

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New Jersey


2-person family middle-class income range: $54,144.71 to $161,626


3-person family middle-class income range: $67,765.81 to $202,286


4-person family middle-class income range: $82,698.10 to $246,860

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New Mexico


2-person family middle-class income range: $38,553.14 to $115,084


3-person family middle-class income range: $38,622.15 to $115,290


4-person family middle-class income range: $43,667.92 to $130,352

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New York


2-person family middle-class income range: $46,597.83 to $139,098


3-person family middle-class income range: $55,155.74 to $164,644


4-person family middle-class income range: $67,252.59 to $200,754

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North Carolina


2-person family middle-class income range: $39,766.51 to $118,706


3-person family middle-class income range: $44,938.24 to $134,144


4-person family middle-class income range: $54,094.46 to $161,476

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North Dakota


2-person family middle-class income range: $50,524.70 to $150,820


3-person family middle-class income range: $56,369.11 to $168,266


4-person family middle-class income range: $67,521.93 to $201,558

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Ohio


2-person family middle-class income range: $41,263.96 to $123,176


3-person family middle-class income range: $48,556.91 to $144,946


4-person family middle-class income range: $58,955.98 to $175,988

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Oklahoma


2-person family middle-class income range: $39,604.37 to $118,222


3-person family middle-class income range: $43,061.57 to $128,542


4-person family middle-class income range: $49,231.60 to $146,960

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Oregon


2-person family middle-class income range: $44,341.27 to $132,362


3-person family middle-class income range: $50,984.32 to $152,192


4-person family middle-class income range: $59,710.40 to $178,240

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Pennsylvania


2-person family middle-class income range: $43,328.90 to $129,340


3-person family middle-class income range: $53,888.10 to $160,860


4-person family middle-class income range: $64,841.26 to $193,556

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Rhode Island


2-person family middle-class income range: $48,213.20 to $143,920


3-person family middle-class income range: $55,043.85 to $164,310


4-person family middle-class income range: $69,286.71 to $206,826

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South Carolina


2-person family middle-class income range: $39,337.04 to $117,424


3-person family middle-class income range: $42,692.40 to $127,440


4-person family middle-class income range: $51,590 to $154,000

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South Dakota


2-person family middle-class income range: $44,333.90 to $132,340


3-person family middle-class income range: $49,529.08 to $147,848


4-person family middle-class income range: $57,928.87 to $172,922

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Tennessee


2-person family middle-class income range: $38,167.22 to $113,932


3-person family middle-class income range: $43,790.53 to $130,718


4-person family middle-class income range: $51,220.83 to $152,898

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Texas


2-person family middle-class income range: $43,321.53 to $129,318


3-person family middle-class income range: $47,581.39 to $142,034


4-person family middle-class income range: $54,994.94 to $164,164

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Utah


2-person family middle-class income range: $44,442.44 to $132,664


3-person family middle-class income range: $51,330.71 to $153,226


4-person family middle-class income range: $57,409.62 to $171,372

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Vermont


2-person family middle-class income range: $46,184.44 to $137,864


3-person family middle-class income range: $54,231.14 to $161,884


4-person family middle-class income range: $63,166.26 to $188,556

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Virginia


2-person family middle-class income range: $51,174.60 to $152,760


3-person family middle-class income range: $59,441.06 to $177,436


4-person family middle-class income range: $70,116.84 to $209,304

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Washington


2-person family middle-class income range: $51,331.38 to $153,228


3-person family middle-class income range: $58,312.78 to $174,068


4-person family middle-class income range: $68,185.23 to $203,538

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West Virginia


2-person family middle-class income range: $34,203.50 to $102,100


3-person family middle-class income range: $41,735.64 to $124,584


4-person family middle-class income range: $49,760.90 to $148,540

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Wisconsin


2-person family middle-class income range: $44,306.43 to $132,258


3-person family middle-class income range: $53,190.63 to $158,778


4-person family middle-class income range: $64,167.91 to $191,546

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Wyoming


2-person family middle-class income range: $47,764.30 to $142,580


3-person family middle-class income range: $53,187.95 to $158,770


4-person family middle-class income range: $61,159.61 to $182,566

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Cynthia Measom contributed to the reporting of this article.

Methodology: GOBankingRates found how much the middle class earns in every state by analyzing the U.S. Census Bureau’s 2018 American Community Survey data to determine how much a two-, three- and four-person middle-class family earns. Pew Research Center defines middle class as making two-thirds (67%) to double (200%) the national median income. For this study, GOBankingRates assumed that a middle-class family earns two-thirds to double the median income for a family of its size in its state. In order to find out how much a middle-class family is earning, GOBankingRates multiplied each median income by 0.67 for the lower limit and by 2 for the upper limit. Data is accurate as of June 22, 2020.

Here's how much the world's wealthiest, middle class, and poorest make in a year

Explore the topics mentioned in this article

The financial gap between the rich and the poor remain large, the 2022 World Inequality Report finds.Yulia Reznikov


The 2022 Word Inequality Report says the richest own more than 75% of global wealth. The poorest own 2%.


Over the past two decades, the income gap between the top 10% and bottom 50% has nearly doubled.


The income gap varies between countries, and typically depends on policy choices by governments.

In 2021, the average adult worldwide makes $23,380 and owns $102,600 in net worth.

Someone in the top 10% of the global income distribution makes $122,100 per year.

And someone from the poorest half of the world makes just $3,920 per year.

This is according to a massive new World Inequality report by a team of economists coordinated by Lucas Chancel, Thomas Piketty, Emmanuel Saez, and Gabriel Zucman that confirmed the wealth global wealth gap is only getting bigger. Researchers calculated these dollar averages in terms of PPP, or purchasing power parity, an economic theory that allows the purchasing power of different currencies to be compared.

To be sure, these average incomes may be misleading given that the rich minority own most of the world's income while the poorest are responsible for a slim percentage of it. In percentage terms, the world's richest 10% far exceeds that of the poorest 50%, taking home more than half of global income. The poorest half only earns 8%.

And researchers pointed at that wealth inequality — as opposed to income — are even more stark. "The poorest half of the global population barely owns any wealth at all, possessing just 2% of the total. In contrast, the richest 10% of the global population own 76% of all wealth."

They summed it up glumly: "The bottom 50 percent own almost nothing."
The divide between the rich and the poor is getting worse in some countries — and it's a political choice to let it

Over the past two decades, the income gap between the top 10% and bottom 50% has nearly doubled, the team, which includes economist Thomas Piketty, writes.

20 years ago, members of the highest global income bracket made 8.5 times as much as those in the lowest one. Now they make 15 times as much.

The report ultimately found that these disparities weren't unavoidable. Even though inequality is global, certain countries experienced much greater increases in their wealth gaps than others: namely, the United States, Russia, and India. Others, like European countries and China, experienced relatively smaller increases in inequality.

The US, for example, has seen inequality grow between the richest and the middle class due to massive debt loads — largely mortgages and student debt, according to the report.

"These differences… confirm that inequality is not inevitable, it is a political choice," the report says.

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